Payday loans up to $5000 for various needs

Use our simple service to request and enjoy your funds.

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A loan with any credit score

Our long list of lenders who aren't rigid when it comes to credit history/score. By requesting for a loan via BrighterExpress, you might get an offer of depending on the discretion of the lender. However, we don't guarantee you of acceptance of bad credit as it is completely at the discretion of the lender.

Disclosure: Some of our lenders may run soft credit/background checks via methods of their choice.


We made it simple
That’s why you can submit a request with a less-than perfect credit score through a very clear application form.
We made it fast
Applying online saves your time, energy and nerves. All requests are processed automatically so you don’t have to wait for long.
We made it for you
You don’t need to beg for money or worry about your privacy. We’ve set up this website to help you and make your life easier.

How It Works

The process is so simple that it literally takes three steps to achieve your goal.

Submit Your Information
Fill out our simple form which takes just a few minutes.
Fast Loan Decision
Lenders are quick to respond and will reach out to you as soon as they receive your request.
Check Your Account
If your request is approved, the funds get directly transferred into your account in as soon as one business day.

Why Rapidpayday Here is the answer

  • Fast access to money
  • Bank level encryption of your data
  • Fast-lender decision
  • No waiting in line
  • No hidden fees

We believe that transparency, honesty and commitment to customers are vital for a healthy and effective business model. We keep our promises and use a straightforward approach in our work. That is why we adhere to three principles in our work:

Effortless. Submit your information from the comfort of your home and get funds as soon as next business day.

Swift. You don’t have to wait for days to get a reply from lenders as they are keen on not to leave you wondering. They are quick to respond and, if connected, will reach out to you as soon as they receive your request.

Safety. We use an advanced 256-bit SSL encryption while handling your data. All your private information is kept securely in an encrypted format.

Frequently Asked Questions

Who can qualify to submit a loan request for a loan?
  • Should be employed in your current position for around 90 days at least.
  • Should be older than 18 years of age, should be a US citizen or a permanent resident.
  • You should have a minimum income of $1000 each month after tax deductions.
  • Should have a valid email address, work phone number and home phone.
What amount could I get?
You could get anywhere from $100 to $5000. The approved amount will be predetermined by the lender.
How is the money given?
If your loan request has been approved by a lender, the money is wired electronically to a checking account of choice as soon as the next business day.
If I have a bankruptcy or bad credit could I still get the loan?
Yes, you could still get it despite bounced checks, charge offs, bankruptcy and also credit related issues.
How much time does it take?
It could take as few as just 2 minutes to process the duly filled form. You could get your loans within one or few business days.
What is the cost?
There is no cost to use rapidpayday.co. The fees of the loan will vary depending upon the amount and the lender. The lender will inform you of the fees for the loan which may vary depending on the lender.
In the event that I have an outstanding payday loan is it possible to get another one?
Yes, regardless of the possibility that you have another outstanding loan you can still qualify. In any case, you should make certain to disclose this outstanding loan to the lender.
When and how would I reimburse this loan?
Both the loan fees and the sum is debited from your bank account once the due date comes. This saves you from visiting any store. An extension can be requested by reaching your lender before the due date. Nevertheless, there will be extra fees which apply to the extension.
How is my private information to be protected?
We use state of the art technology and security systems. All your private information is kept securely in an encrypted format to ensure your security and privacy.
Is an extension possible on reimbursing my loan? What's more, what is number of extensions would I be able to get?
The state laws on this vary, if a lender can allow you an extension frequently alluded to as a 'rollover'. While some states take into account different rollovers, others don't permit it whatsoever. You should ask your lender about anything concerning rollovers/extensions. Also reach your lender with an extension request before the due date of your instalment. In the event that you don't do it in time the lender will charge you extra expense and ask for prompt instalment of the rest of the adjust. Also extra fees and different charges might be imposed on you in the event that you default.