It is expected of new customers to have inquiries about Rapid Payday which is the reason we have ordered the most well-known inquiries into this FAQ. In the event that you have any inquiry not replied in this FAQ, we'll be happy to answer them. All you must do is to get in touch with us and give us some time to respond.
This is a short term loan aimed at helping people who need some extra cash prior to their pay day. The amount here is often between $100 and $1000.
You can get anywhere from $100 to $1000. The approved amount will be predetermined by the lender.
Once your cash advance has been approved the money is wired electronically to a checking account of choice.
Yes, you can still get it despite bounced checks, charge offs, bankruptcy and also credit related issues.
It can take as few as just 2 minutes to fill out the inquiry form. you'll get your loans within 1 or few business days.
You should have a printer in order to print out the loan documents. Also, the lender who receives your inquiry will also need for you to fax over the information to them. Information such as your bank statement and a pay stub will need to be faxed over. If you do not have a fax machine you can always use ones available at Office Max, Kinkos, Mail Boxes, Stables etc.
There is no cost to use Rapid Payday matching service. The fees of the loan will vary depending on the amount and the lender. The lender will notify you of the exact fees for the loan once on their website. However, please bear in mind that cash advance loans have been designed with emergency needs in mind and will be lower in terms of expense as compared to late charges, check fees etc. which you may incur if you are late with payments.
Yes, you may qualify, even if you have another outstanding loan you can still qualify. But you'll need to be sure to disclose this outstanding loan to the lender.
Both the loan fees and the amount is withdrawn directly from your checking account once the due date has been reached. You will not have to think twice about it! This saves you from having to visit any store. An extension can be requested by contacting your lender prior to the due date. But there will be additional fees which apply to the extension.
There are different policies followed by different lenders in our network. It is advised that you review the policies pertaining to late payment often found in the lender's documentation prior to inserting your e-signature on that document. However, many states have laws that dictate how much lenders are allowed to charge for late payment.
Usually, after 2 hours you can apply again. However, if you have already previously been approved for a loan then ensure that this info has been disclosed to the lender.
The state laws on this differ and dictate if a lender can grant you an extension often referred to as a 'rollover'. While some states allow for multiple rollovers, others do not allow it at all. You should ask your lender about anything concerning rollovers/extensions. Also, make sure to contact your lender with an extension request prior to the due date of your payment. If you do not do it in time the lender will charge you an additional fee and ask for immediate payment of the remaining balance. Also, additional fees and other charges may be levied on you if you default.
Lenders are always determined to pursue collections after the due date of their accounts to the fullest legal extent. You may have to face criminal charges and additional fees if you do not repay on time.